MEDICARE FOR VETERANS Veterans covered by VA or TRICARE have a decision to make when it comes to enrolling in Medicare at age 65.  There are options that are available when you are planning for Medicare coverage. Do I need Medicare?...

        MEDICARE LATE ENROLLMENT PENALTIES If you do not sign up for certain parts of Medicare when first eligible, your monthly premiums may goup due to a Late Enrollment Penalty (LEP). PART A LATE ENROLLMENT PERIODIf you do not qualify for...

      When can you enroll in a Medicare Advantage Plan or Prescription Drug Plan? Initial Enrollment Period is 7 months long.  It includes your 65th birthday month plus the 3 months before and 3 months after. It begins 1 month earlier if your birthday...

    Medicare’s coverage of hospital services can be confusing at times and may lead to some unexpected out-of-pocket costs. Here are a few tips you should know before you go!   Inpatient vs. Outpatient Ask the hospital if your stay is considered...

Signing up for Medicare is an important step to ensuring you have the right coverage at the right time. Here are some things to consider as you approach age 65 or plan for retirement. When To Sign Up If you’re already receiving Social Security payments, you will...